Effective Date: 6th April 2026
1. Acceptance of Terms
By accessing or using Sarrha Realty’s website and services, you agree to be bound by these Terms and Conditions.
If you do not agree, you must not use our platform.
2. Services Provided
Sarrha Realty provides:
- Property listing and marketing services
- Real estate brokerage facilitation
- Mortgage partnership facilitation
- Fractional ownership investment opportunities
- Agent and developer collaboration services
We do not guarantee property availability, investment returns, or mortgage approval.
3. User Obligations
You agree to:
- Provide accurate and complete information
- Use the platform lawfully
- Not engage in fraudulent or misleading activities
- Maintain confidentiality of your account credentials
4. Property Listings Disclaimer
- Listings are provided by third parties (developers, agents, property owners).
- We do not guarantee accuracy, completeness, or availability.
- Prices and details may change without notice.
5. Fractional Ownership & Investment Risk
- All investments carry risk.
- Returns are not guaranteed.
- Market conditions may affect profitability.
- Sarrha Realty acts as a facilitator and manager, not a guarantor of returns.
Users are advised to conduct independent financial due diligence.
6. Mortgage Services Disclaimer
- Mortgage approvals are subject to financial institution criteria.
- Sarrha Realty does not guarantee approval.
- Terms and interest rates are determined by partner institutions.
7. Payments & Fees
- Users agree to pay applicable fees for services rendered.
- Commission structures will be disclosed prior to transactions.
- Payments are subject to applicable taxes and charges.
8. Intellectual Property
All content on the website (logos, text, images, branding) is the property of Sarrha Realty and may not be used without permission.
9. Limitation of Liability
To the fullest extent permitted by law:
10. Indemnification
You agree to indemnify and hold Sarrha Realty harmless from any claims, damages, or losses resulting from your use of the platform.
11. Termination
We reserve the right to suspend or terminate access to users who violate these Terms.
12. Governing Law
These Terms shall be governed by and interpreted in accordance with:
- The laws of the Federal Republic of Nigeria
- Applicable regulations in the United Arab Emirates (for Dubai operations)
13. Dispute Resolution
Disputes shall first be resolved through negotiation.
If unresolved, disputes may be submitted to arbitration or competent courts in Nigeria.
14. Amendments
We reserve the right to update these Terms at any time. Continued use of the platform constitutes acceptance of changes.